Terms of Service

By accessing or using Alpha Investing ("the Service"), you agree to these Terms of Service. If you don't agree, do not use the Service.

1. Eligibility

You must be at least 18 years old and legally capable of entering into a binding contract. You may not use the Service where prohibited by applicable law or sanctions.

2. Account

You are responsible for safeguarding your credentials. Notify us immediately of any unauthorized access at info@alphainvesting.app.

3. Subscription & Billing

• Paid tiers (Basic, Pro, Premium) are billed in advance on a monthly or annual basis via Stripe, Apple, or Google Play.
• Free trials: Basic — 14 days; Pro — 7 days; Premium — none. The current price, trial length, and plan limits (e.g. watchlist and refresh caps) are those shown in-app at the time of purchase, and may change for future terms.
• Subscriptions renew automatically unless cancelled. You can cancel anytime from your account or app-store settings.
• Refunds are handled per the applicable app-store policy (Apple/Google) or at our discretion for Stripe web checkout.
• Past-due accounts have a short grace period before downgrade to Free.

4. Acceptable Use

You agree NOT to:

• Scrape, reverse-engineer, or decompile the Service.
• Share your account with others or use automated tools beyond the documented API.
• Abuse the referral program (e.g. fake or self-referrals) or manipulate rewards.
• Use the Service to violate any law or infringe third-party rights.
• Upload malicious code or attempt to disrupt the Service.

5. AI-Generated Content

Our AI agents and the "Ask Alpha" assistant produce analysis, chat answers, recommendations, predictions, and valuation/earnings insights based on public market data. All of it is informational only, not financial advice. See our Financial Disclaimer.

AI-generated output may contain inaccuracies. You may report problematic output via the Report button on any analysis card or chat message. We aim to triage reports within 7 business days and may use reported content to improve our models. You are solely responsible for any decisions made based on AI output.

6. Paper Trading

Any paper-trading or simulated-portfolio feature is for education only. It uses hypothetical money, places no real orders, and does not execute trades with any broker. Simulated results do not reflect real-world costs or outcomes.

7. Referrals

Referral rewards are a discretionary benefit subject to the program terms shown in-app. We may modify, withhold, or revoke rewards obtained through fraud, abuse, or violation of these Terms.

8. Halal Compliance

Alpha Investing screens stocks using the AAOIFI Shariah methodology via our own in-house screening engine. While we strive for accuracy, we are not a religious authority. Consult your own Shariah scholar for definitive rulings.

9. Intellectual Property

All Service code, designs, models, and analysis belong to Alpha Investing or its licensors. You receive a limited, revocable license to use the Service per these Terms.

10. Limitation of Liability

To the maximum extent permitted by law, Alpha Investing is not liable for indirect, incidental, or consequential damages, including lost profits from trading decisions made based on our analysis. Total liability is capped at the amount you paid us in the 12 months preceding the claim.

11. Termination

We may suspend or terminate your account for violation of these Terms or for legal reasons. You can terminate at any time by deleting your account.

12. Changes

We may update these Terms. Material changes will be communicated via email or in-app notice. Continued use after changes = acceptance.

13. Governing Law

These Terms are governed by the laws applicable to the jurisdiction where Alpha Investing is registered. Disputes resolved through binding arbitration where permitted.

14. Contact

info@alphainvesting.app